{"id":4819,"date":"2024-09-18T12:15:57","date_gmt":"2024-09-18T12:15:57","guid":{"rendered":"https:\/\/www.khanglobalstudies.com\/blog\/?p=4819"},"modified":"2024-09-18T12:15:58","modified_gmt":"2024-09-18T12:15:58","slug":"pm-kisan-maandhan-yojana","status":"publish","type":"post","link":"https:\/\/www.khanglobalstudies.com\/blog\/pm-kisan-maandhan-yojana\/","title":{"rendered":"Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)"},"content":{"rendered":"\n<p><strong>Pradhan Mantri Kisan Maandhan Yojana (<\/strong>PM-KMY<strong>) <\/strong>was launched on 12th September 2019 by Hon&#8217;ble Prime Minister Shri Narendra Modi from Ranchi, Jharkhand. This scheme is designed to ensure the economic security of small and marginal farmers. It aims to provide a fixed pension to farmers in their old age so that they can live their life without any worries.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-align-center wp-element-button\" href=\"https:\/\/khanglobalstudies.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\ud83d\ude80 Click here to get more information about other government exams\ud83d\udcd6 like UPSC and State PSC, SSC, Defence, Police, Banking, Teaching etc.<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Key Points of the Scheme<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility of farmers: <\/strong>This scheme is for those farmers whose age is between 18 to 40 years and who have farming land up to a maximum of 2 hectares.<\/li>\n\n\n\n<li><strong>Contribution: <\/strong>Under the scheme, farmers have to contribute from Rs 55 to Rs 200 per month depending on their age. This contribution is for 20 to 42 years.<\/li>\n\n\n\n<li><strong>Pension Scheme: <\/strong>On attaining the age of 60 years, farmers will get a monthly pension of Rs 3,000.<\/li>\n\n\n\n<li><strong>Government Contribution:<\/strong> The central government will deposit an amount equal to the contribution made by the farmers in the pension fund.<\/li>\n\n\n\n<li><strong>Spouse Pension: <\/strong>If the farmer dies, his wife (or husband) can join the scheme and continue contributing. If they do not want to remain in the scheme, their deposited contribution will be refunded along with interest.<\/li>\n\n\n\n<li><strong>Linkage to PM-Kisan: <\/strong>Beneficiary farmers of PM-Kisan Yojana can deposit the contribution of this scheme directly from the same bank account in which they get the benefit of PM-Kisan.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Benefits and Features of Mandhan Yojana<\/strong><\/h3>\n\n\n\n<p>The objective of Pradhan Mantri Shram Yogi Mandhan Yojana is to provide social security to the workers of the unorganized sector in old age. Under this scheme, workers of the unorganized sector will be given a pension of Rs 3,000 per month. This scheme is also voluntary and contributory, in which workers between the ages of 18 and 40 can participate.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Benefits<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial Security:<\/strong> Under this scheme, farmers get financial security in old age. After the age of 60, they get a monthly pension of Rs 3,000, so that they can remain self-reliant even in old age.<\/li>\n\n\n\n<li><strong>Government Contribution: <\/strong>The government also contributes equally to the contribution deposited by the farmers, thereby strengthening their pension fund.<\/li>\n\n\n\n<li><strong>Family Protection:<\/strong> If a farmer dies, his wife or husband can receive the pension or get their contribution back on exiting the scheme.<\/li>\n\n\n\n<li><strong>Direct Access: <\/strong>For enrollment, any farmer has to visit the nearest Common Service Center (CSC) and submit an Aadhaar card and bank account details. Joining the scheme is free.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Features<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Farmers between the age of 18 to 40 years can join it.<\/li>\n\n\n\n<li>Farmers will get a pension after the age of 60 years.<\/li>\n\n\n\n<li>The farmer&#8217;s contribution ranges between Rs 55 to Rs 200.<\/li>\n\n\n\n<li>The scheme is voluntary and contributory, so farmers can choose it as per their wish.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Challenges of the Scheme<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Small Landholdings: <\/strong>Most farmers in India have small landholdings, which limits their income. Therefore, their contribution to this scheme is important.<\/li>\n\n\n\n<li><strong>Lack of Education: <\/strong>Many farmers are not fully aware of the new schemes and procedures, due to which they may have difficulty in taking advantage of the scheme.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-align-center wp-element-button\" href=\"https:\/\/khanglobalstudies.com\/current-affairs\/daily-current-affairs\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get Daily Current Affairs for UPSC<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h4>\n\n\n\n<p>The Pradhan Mantri Kisan Maandhan Yojana is an important step for farmers that provides them with financial security in old age. The objective of this scheme is to support small and marginal farmers through pensions so that they can live a self-reliant and respectable life in old age. Along with this, the facility of government contribution and family security makes this scheme even more attractive. If implemented properly, this scheme can play an important role in improving the lifestyle of the farmers of the country.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Also Read:<\/strong><\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.khanglobalstudies.com\/blog\/about-environment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Explore Environment and its Types, Problems and Solutions<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.khanglobalstudies.com\/blog\/unified-pension-scheme\/\" target=\"_blank\" rel=\"noreferrer noopener\">Unified Pension Scheme (UPS): Key Benefits and Eligibility<\/a><\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/bit.ly\/kgs-app\"><img decoding=\"async\" src=\"https:\/\/www.khanglobalstudies.com\/blog\/wp-content\/uploads\/2023\/09\/Khan-Global-Studies-App-Download.jpg\" alt=\"Khan Global Studies App Download\" class=\"wp-image-401\"\/><\/a><figcaption class=\"wp-element-caption\">Download Khan Global Studies App for Android &#038; iOS Devices<\/figcaption><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) was launched on 12th September 2019 by Hon&#8217;ble Prime Minister Shri Narendra Modi from Ranchi, Jharkhand. This scheme is designed to ensure the economic security of small and marginal farmers. It aims to provide a fixed pension to farmers in their old age so that they can live their life without any worries. Key Points of the Scheme Benefits and Features of Mandhan Yojana The objective of Pradhan Mantri Shram Yogi Mandhan Yojana is to provide social security to the workers of the unorganized sector in old age. Under this scheme, workers of the unorganized sector will be given a pension of Rs 3,000 per month. This scheme is also voluntary and contributory, in which workers between the ages of 18 and 40 can participate. Benefits Features Challenges of the Scheme Conclusion The Pradhan Mantri Kisan Maandhan Yojana is an important step for farmers that provides them with financial security in old age. The objective of this scheme is to support small and marginal farmers through pensions so that they can live a self-reliant and respectable life in old age. Along with this, the facility of government contribution and family security makes this scheme &hellip;<\/p>\n","protected":false},"author":1,"featured_media":4820,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[531,4],"tags":[3723,3728,3726,3724,3725,3727],"class_list":["post-4819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-faq","category-upsc","tag-kisan-maandhan-yojana","tag-maandhan-yojana-pm-scheme","tag-pm-kisan-maandhan-scheme","tag-pm-kisan-maandhan-yojana","tag-pmkmy","tag-prime-minister-kisan-maandhan-yojana"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) | Khan Global Studies Blogs<\/title>\n<meta name=\"description\" content=\"Explore Pradhan Mantri Kisan Maandhan Yojana (PM-KMY), which provides a 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